ArthaVerse Financial Solutions

Supply Chain Financing Solutions

Unlock working capital trapped in your receivables and payables. Whether you’re waiting on customer payments or need to pay suppliers faster, we provide tailored solutions that optimize your entire supply chain ecosystem.

SALES BILL DISCOUNTING
PURCHASE BILL DISCOUNTING
Video Background

Supply Chain
Financing Explained

Watch this brief overview to understand how supply chain financing transforms your working capital management and enables business growth without traditional debt.

Overview
Unlock working capital trapped in your receivables and payables. Our supply chain financing solutions work across many sectors and help maintain healthy cash flow while strengthening vendor relationships. Whether you're waiting on customer payments or need to pay suppliers faster, we provide tailored solutions that optimize your entire supply chain ecosystem.
Supply Chain Overview Illustration
The Cash Flow
Challenge
Minimum 60 to 90 day payment cycles from customers
Limited access to traditional working capital solutions
Lack of 100% collaterals (more collaterals req. for traditional loans)
Missed growth opportunities due to cash constraints

Every growing business faces the same critical challenge: maintaining sufficient working capital while managing extended payment cycles.

You've secured orders, delivered products, and built strong customer relationships - but your cash remains locked in receivables for 60 or even 90 days.

Cash flow challenge 1

Traditional loans require extensive collateral, lengthy approval processes, and increase your debt burden. Overdraft facilities come with high interest rates and stringent monitoring.

Meanwhile, your business needs are ongoing - salaries must be paid, raw materials purchased, and statutory obligations met.

Cash flow challenge 2

So, this brings about a cash flow challenge and this working capital gap isn't just inconvenient - it's a barrier to growth.

Without readily available funds, you can't take on new orders, negotiate bulk purchase discounts, or invest in expansion opportunities.

Cash flow challenge 3

Immediate Liquidity

Access your invoice value immediately or within days, eliminating the working capital gap that constrains growth

Continuous Supply of (Raw) Materials

You are not stuck or stalled because of payables and receivables: your business carries on

Quick Turnaround

From application to fund disbursement within days with minimal documentation requirements

Why Supply Chain
Financing Changes
Everything

Unlike traditional financing that increases your debt burden and requires extensive collateral, supply chain financing is transaction- based. Each invoice represents a self-liquidating asset.

The financier's or financial institution's risk is tied to your customer's creditworthiness for receivables, or your own creditworthiness for payables – not your ability to pledge physical assets.

This fundamental difference means faster approvals, better terms, and a solution that scales naturally with your business volume.

Tailor-madeSolutions andFlexible Structures

Our supply chain financing adapts to your business rhythm. Whether you need to discount a single large export invoice or set up ongoing purchase invoice discounting for multiple suppliers, we structure solutions that fit your operational reality. Industry-specific expertise means we understand manufacturing payment cycles, FMCG distribution patterns, and pharma regulatory requirements.

01
Sales Bill

Sales Bill
Discounting

  • Export Discounting
  • Domestic Bill Discounting

Experience streamlined financing solutions tailored to your business needs. Our flexible structures adapt to your operational requirements.

02
Purchase Bill

Purchase Bill
Discounting

  • Purchase Invoice Discounting
  • Vendor Finance

Experience streamlined financing solutions tailored to your business needs. Our flexible structures adapt to your operational requirements.

James Varghese

A Fellow Chartered Accountant and Certified Internal Auditor brings 34+ years of experience in finance, governance, and corporate strategy. He has raised over $1B, guided 200+ MSMEs, and driven global finance and operational transformations.

Henry Amalraj

Delivers interim CFO leadership, debt/equity syndication, and M&A advisory. Enhances controls, MIS, and cash-flow cycles; drives turnarounds and restructurings. Aligns capital strategy with growth, profitability, and governance objectives.

Meet Our

Financial

Experts

Our experienced consultants provide personalized guidance to help you navigate complex financing solutions and achieve your business goals.

Your Journey to Better Cash Flow

Supply Flow
1
Introductory & Enquiry Call

Introductory & Enquiry Call

Sales support records key details like revenue, CIBIL score, and other metrics to filter and qualify the lead.

2
In-Depth Discovery Call

In-Depth Discovery Call

Detailed review of financial history, profitability, and business performance to enable comprehensive evaluation.

3
Commercials Discussion

Commercials Discussion

Interaction with account managers (SPOCs on both sides), documentation and verification, presentation of available options and funding amounts.

4
Evaluation & Processing

Evaluation & Processing

Advisory team connects with relevant financial institutions to process your application.

5
Loan Sanction & Documentation

Loan Sanction & Documentation

Final approval and completion of all loan documentation requirements.

6
Loan Disbursement

Loan Disbursement

Funds are released and consultation fees are processed.

Why You Should Choose ArthaVerse

Industry experience understanding your pain points

Industry experience understanding your pain points

Dedicated relationship management and ongoing support

Dedicated relationship management and ongoing support

Out-of-box solutions tailored to your business

Out-of-box solutions tailored to your business

Quick turnaround with minimal documentation

Quick turnaround with minimal documentation

Proven track record of solving complex financing challenges

Proven track record of solving complex financing challenges

Financing solutions that grow with your ambition.

Contact us today to discover how we can support your next phase of growth.

Address:

Kochar Bliss - 4th Floor, A8&A9, SIDCO Industrial Estate, Guindy, Chennai - 600 032.